With a daily running of 25-30 km in Mumbai city traffic and a dedicated charging socket at home, you are in the ideal use case for an electric car. Your running is high enough for the lower running costs of an EV to make sense, and the predictability of your usage means you will rarely need to rely on public charging. Your budget of Rs 8-12 lakh and requirement for a Swift-sized car point you towards the Tata Tiago EV, which is the most sensible choice in this scenario. It is compact, easy to drive in the city, and offers a range that is more than sufficient for your daily needs. The Tiago EV also benefits from Tata's established EV ecosystem and service network, which is important for long-term ownership confidence.The only reason to consider an ICE alternative would be if you regularly do long highway trips or are uncomfortable with the idea of planning charging stops. Given your usage pattern, that does not seem to be the case. The Tiago EV will give you a quieter, smoother and more cost-effective city driving experience than any ICE car in this price range.
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